Your Benefits Are More Than Annual Elections. They're Part of Your Financial Strategy.
Coordinate insurance, healthcare, and employee benefits to help protect the financial future you’ve built.
Throughout your career at Capital One, you’ve made important decisions about compensation, retirement savings, deferred compensation, and investments. Your employee benefits are another important part of that picture. At WealthCrossing, we help Capital One executives integrate benefits planning into a coordinated financial strategy to help protect your income, preserve your wealth, and support your long-term goals.
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How Your Benefits Strengthen Your Financial Strategy
Your Capital One benefits do more than provide individual forms of coverage. When coordinated with your compensation, retirement, and investment strategies, they become an important part of protecting your financial future. Together, they help protect your income, support your family, preserve your wealth, and provide greater confidence as you prepare for retirement.
Income Protection
Your ability to earn an income is one of your most valuable financial assets. Coordinating disability coverage with your broader financial strategy helps protect your lifestyle today while keeping your long-term financial goals on track.
Family Security
Your family's financial needs evolve as your life and career progress. Coordinating employer-provided and personal insurance coverage helps your loved ones remain financially secure while avoiding unnecessary gaps or overlaps.
Healthcare Planning
Healthcare decisions extend well beyond annual enrollment. Integrating healthcare benefits and Health Savings Accounts into your broader financial strategy can help manage current costs while preparing for healthcare expenses in retirement.
Retire Confidently
Retirement is about more than replacing a paycheck; it's about having confidence that your financial strategy can support the life you envision. Coordinating your benefits with your retirement income, healthcare, and tax planning helps create greater clarity and confidence throughout the transition.
A More Coordinated Approach to Protection Planning
Protection planning extends well beyond annual enrollment. Life insurance, disability coverage, healthcare elections, Health Savings Accounts, and other employer-sponsored benefits all influence your broader financial picture. As your career progresses and retirement approaches, these decisions become increasingly interconnected with your compensation, investment strategy, tax planning, and retirement income.
When protection decisions aren’t reviewed within the context of your overall financial strategy, coverage gaps, unnecessary overlap, and missed planning opportunities can occur. When they are coordinated, your benefits become more than the sum of individual elections. They become another tool for protecting the financial strategy you’ve worked hard to build.
At WealthCrossing, we help Capital One executives evaluate these decisions together by considering:
Whether current insurance coverage reflects your financial responsibilities
How healthcare and Health Savings Account decisions support long-term goals
Whether employer benefits complement your retirement strategy
Opportunities to identify coverage gaps or unnecessary overlap
How benefits fit within your broader tax, investment, and estate planning strategies
Our coordinated planning process combines investment management, retirement planning, employee benefits, tax strategy, and guidance from our in-house CPAs and CFP® professionals to help you make more informed decisions with greater confidence.
What's your vision of financial success?
How Protection Planning Fits into Your Bigger Financial Picture
Protection planning isn’t simply about preparing for unexpected events. It’s about creating a financial strategy that remains resilient through every stage of your career and retirement.
Your Income Security
Employer-provided disability insurance can help protect your income if you're unable to work due to an illness or injury. Reviewing your coverage alongside emergency savings and other financial resources helps your lifestyle and long-term goals remain on track.
Your Family’s Protection
Life insurance is often one of the most valuable benefits available through your employer, but it may not always align with your family's changing financial needs. Coordinating employer-provided and personal coverage helps your loved ones remain financially secure while avoiding unnecessary gaps or overlap.
Your Healthcare Continuity
Health Savings Accounts (HSAs), supplemental insurance, and other employer benefits can help reduce unexpected healthcare expenses that might otherwise impact your long-term financial plan. Integrating these benefits into your broader strategy helps preserve the wealth you've worked hard to build.
Your Retirement Flexibility
Healthcare coverage, Medicare planning, and future healthcare costs all become increasingly important as retirement approaches. Coordinating these decisions with your retirement income and tax strategy helps create greater flexibility to adapt as your needs and priorities evolve throughout retirement.
Who Protection Planning Is Designed For
Protection planning is designed for Capital One executives whose financial lives have become increasingly interconnected. As your wealth grows, so does the importance of having every part of your financial strategy work together.
This coordinated approach is especially valuable for executives who:
*As of 01/01/2026
- Pull Up a Chair
Take a More Coordinated Approach to Protection Planning
Your Capital One benefits are designed to support you throughout your career. When integrated into a coordinated financial strategy, they can also help protect your retirement, your family, and the wealth you’ve worked hard to build.
If you’d like to better understand how your employee benefits fit into your broader financial strategy, we’re happy to provide additional perspective.
- Our team
Years of wealth management experience at work for you
Our advisors have backgrounds working with some of the nation’s biggest financial services, accounting, and tax firms. Our founders are Ernst & Young (EY) veterans. Their experiences come together to deliver refined wealth management guidance.
J. Kevin King, CPA, CFP®
Andrea Broughton, CPA
Claire Craighill, CFP®
Stephanie Stumpf, CPA, PFS, CFP®, CTFA
Dean Williams, CPA, CFP®
Jonathan Bailey, CPA, CFP®
Mitchell Crowder, CFP®
Ethan Carter, CPA
Ashton Liesfeld
Kierston Koplin
Cori Schmidt
Adam Nikulicz
Jeneé Murphy
Rebecca Smith
Carrie Chalifoux, CFP®, CPA
Chloe Van Zandt, CFP®
Corinne Jacob-Rath
Brooks Billings, CFP®
- Let’s get started
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